Over the past few years, the real income of many citizens in our country has significantly decreased, and some employed workers have been subjected to numerous layoffs.
Not long ago, many honest and decent individuals, relying on social support from the government and our politicians, hoping for the success of their own businesses or trusting their employers regarding guarantees of their employment, were compelled, at that time, due to the financial crisis, to take out loans, credits, and enter into credit agreements with banks and other financial institutions in order to overcome difficult situations and challenging life circumstances.
Indeed, these individuals were forced to take urgent consumer or secured loans at high interest rates. As a result, they eventually became unable to manage monthly payments and the obligation to repay the debt under the concluded credit agreement.
Consequently, financial institutions, banks, and sometimes collectors, unlawfully, without any legal basis, taking advantage of the unawareness of the laws on the vulnerable party of the credit agreement, and sometimes even physically threatening, exert psychological pressure on borrowers, forcing them to pay accrued penalties, fines, and double, elevated interest rates for the use of credit funds without your consent.
Banks, credit organizations, and especially collection companies often violate the law in pursuit of their own gain! They pass on the debt to collectors who resort to the cruelest methods to reclaim the debt.
Threats over the phone, including nighttime calls, angry SMS messages, letters accusing of fraud with references to criminal articles, rapidly transform life into a nightmare!
Please be aware that the actions described above by collection companies, banks, and other financial institutions are absolutely unlawful.
Attorneys from the legal firm "Monarch Business Consulting" possess significant positive experience in cases involving the regulation of these legal relationships. As a result, they can address your situation within the bounds of the law, either through legal proceedings or out-of-court resolutions.
free "verbal" consultation for up to 10 minutes, without document review, by appointment only, available only on Fridays.
unlimited duration verbal consultation, without document review, by appointment.
unlimited duration verbal consultation with document review, by appointment.
development and writing of a claim statement in a banking or credit dispute.
development and writing of procedural documents in a banking or credit dispute, including objections, response to a statement of claim, reply to a response, and so on.
development and writing of a petition/motion in a banking or credit dispute for certain procedural actions, such as securing a claim, retrieval of documents, annexation of documents, summoning witnesses, involving experts, conducting court examinations, and so on.
development and writing of an appellate complaint against a ruling, decision, or judgment of the first instance court in a banking or credit dispute.
development and writing of a cassation appeal against a ruling, decision, or judgment of the first instance and/or appellate court in a banking or credit dispute.
development, writing, filing of a statement of claim, as well as attorney's participation in court during the hearing of a credit (banking) case to resolve a dispute based on the submitted claim.
additional fee for services on the second and subsequent court days.
transportation expenses, travel costs, postage expenses, and court fees are not included in the service cost.
We will definitely help you get rid of excessive payments and return to a peaceful life. Yes, our company's attorneys can:
- Stop bank and collector calls;
- Contest a notary's executive order;
- Reduce the debt amount to insignificant levels, substantially or completely cancel fines, penalties, and unlawfully accrued interest on the principal of the taken loan;
- Protect your movable and immovable property or other collateral from creditors;
- Assist in legally avoiding credit payment;
- Defend your guarantors;
- Declare the credit agreement as void, invalid, and so on.
The attorneys of our company will assist you in dealing with such complex matters when:
- You are unable to repay the credit debt;
- Collectors are harassing you;
- State or private enforcement officers could impose arrests on salary accounts, apartments, cars, or sell real estate and all your valuable assets at public auctions;
- Banks are imposing excessive penalties, fines, increased interest rates, and fees;
- You need to protect your rights and interests in a legal dispute with the bank;
- You require a deferral of credit obligations;
- Legal assistance is needed during the enforcement phase of a court decision regarding the forced collection of debt in favor of a bank or financial institution;
- Help is needed in fully or partially suspending credit obligations.